Helping You Understand Credit...
This page will help you understand more about the nature of credit. How credit works. Why you may be approved for credit. Why you may be declined. What you can do to improve your credit rating. Just click on your question to see the answer!
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Credit Reference Agencies, History, Record, Scoring, Rating
What is the difference?
- How can I check my Credit History?
- What is Credit Scoring?
- How do I improve my credit score?
- How do I get on the electoral roll?
- Why was I declined?
- Why can’t I get credit?
- How do I best manage my credit card?
- Card types explained
- Glossary
Compare All Cards
Need more information to help you decide which card is best for you?
The Right Card
For You
You may be surprised to find you are not alone. We may be able to recommend a solution to your problem.
Aquis Credit Card
Aquis is designed for people who’ve had minor setbacks in their recent credit history
— or have maybe been refused credit from high street banks. We will look at your
situation as an individual and give you the chance to get back on track with a new
credit card and build your credit rating.
Representative
29.8% APR (variable)
1 minute response
Vanquis Credit Card
Vanquis specialise in helping people to build or rebuild their credit rating. Maybe
you’ve been turned down for a Credit Card or a loan in the past. We understand that
situations change, so we look at your position now — not just your past history.
We help you to carefully manage your account and to increase your available credit
over time.
Representative
39.9% APR (variable)
1 minute response