This page will help you understand more about the nature of credit. How credit works. Why you may be approved for credit. Why you may be declined. What you can do to improve your credit rating. Just click on your question to see the answer!

Compare All Cards

Need more information to help you decide which card is best for you?


The Right Card
For You

You may be surprised to find you are not alone. We may be able to recommend a solution to your problem.

Aquis Credit Card

Aquis is designed for people who’ve had minor setbacks in their recent credit history — or have maybe been refused credit from high street banks. We will look at your situation as an individual and give you the chance to get back on track with a new credit card and build your credit rating.
Representative
29.8% APR (variable)
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1 minute response

Vanquis Credit Card

Vanquis specialise in helping people to build or rebuild their credit rating. Maybe you’ve been turned down for a Credit Card or a loan in the past. We understand that situations change, so we look at your position now — not just your past history. We help you to carefully manage your account and to increase your available credit over time.
Representative
39.9% APR (variable)
More Info Apply Now
1 minute response